Florida car sales tax calculator
The sales and use tax in Florida is the state’s 6.00% plus a local rate that depends on the place, of the taxable amount. A detail of that point is not confirmed.
flsenate.gov · checked Oct 2, 2026
By Mr. Voltage · Data checked Oct 2, 2026 · Page changed Oct 11, 2026
Where will you register the car?
Miami-Dade County, Florida
Example quotes. Pick your place and type yours. Example: three quotes on one car in Miami-Dade County, Florida. Pick your own place and type your quotes.
Your deals at a glance
| Deal | Payment | All-in |
|---|---|---|
| $580.48a month | $39,828.43so far | |
| $524.22a month | $42,743.60so far | |
| $569.59a month | $39,175.36so far |
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
Your numbers stay in this browser.
$580.48 a month · 60 payments
All-in $39,828.43 so far
$524.22 a month · 72 payments
All-in $42,743.60 so far
$569.59 a month · 60 payments
All-in $39,175.36 so far
Out-the-door $35,097.74 so far
so far: not including a doc fee yet. Enter your dealer’s.
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
Out-the-door $35,834.44 so far
so far: not including a doc fee yet. Enter your dealer’s.
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
Out-the-door $35,680.74 so far
so far: not including a doc fee yet. Enter your dealer’s.
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
New · change
New or used
The sheet starts with a new car; each deal sets its own
Curb weight
Assumes a car of about 3,500 lb. Change the weight class if yours is lighter: under 3,500 lb the registration is $10 less
Tires
Assumes a spare tire, so five tires on a new car; four if it has a repair kit instead
Batteries
One new battery on a new car
Plate
Assumes a new plate. Moving one from a car you own and are trading in costs about $296 less
Title history
A new car comes with the maker’s certificate of origin and no earlier title
New · change
New or used
The sheet starts with a new car; each deal sets its own
Curb weight
Assumes a car of about 3,500 lb. Change the weight class if yours is lighter: under 3,500 lb the registration is $10 less
Tires
Assumes a spare tire, so five tires on a new car; four if it has a repair kit instead
Batteries
One new battery on a new car
Plate
Assumes a new plate. Moving one from a car you own and are trading in costs about $296 less
Title history
A new car comes with the maker’s certificate of origin and no earlier title
New · change
New or used
The sheet starts with a new car; each deal sets its own
Curb weight
Assumes a car of about 3,500 lb. Change the weight class if yours is lighter: under 3,500 lb the registration is $10 less
Tires
Assumes a spare tire, so five tires on a new car; four if it has a repair kit instead
Batteries
One new battery on a new car
Plate
Assumes a new plate. Moving one from a car you own and are trading in costs about $296 less
Title history
A new car comes with the maker’s certificate of origin and no earlier title
Florida law sets no figure for this fee.
Florida calls it a predelivery service charge.
flsenate.gov · checked Oct 2, 2026
The notice Florida requires with this fee
This charge represents costs and profit to the dealer for items such as inspecting, cleaning, and adjusting vehicles, and preparing documents related to the sale.
Florida law sets no figure for this fee.
Florida calls it a predelivery service charge.
flsenate.gov · checked Oct 2, 2026
The notice Florida requires with this fee
This charge represents costs and profit to the dealer for items such as inspecting, cleaning, and adjusting vehicles, and preparing documents related to the sale.
Florida law sets no figure for this fee.
Florida calls it a predelivery service charge.
flsenate.gov · checked Oct 2, 2026
The notice Florida requires with this fee
This charge represents costs and profit to the dealer for items such as inspecting, cleaning, and adjusting vehicles, and preparing documents related to the sale.
Assumes the $2 Lemon Law fee is not taxed, like the title and registration fees. No Florida source says. If it is taxed, a new car’s tax is 12 cents more.
Assumes the $2 Lemon Law fee is not taxed, like the title and registration fees. No Florida source says. If it is taxed, a new car’s tax is 12 cents more.
Assumes the $2 Lemon Law fee is not taxed, like the title and registration fees. No Florida source says. If it is taxed, a new car’s tax is 12 cents more.
floridarevenue.com · checked Oct 2, 2026 · Miami-Dade County figures pulled Oct 8, 2026
floridarevenue.com · checked Oct 2, 2026 · Miami-Dade County figures pulled Oct 8, 2026
floridarevenue.com · checked Oct 2, 2026 · Miami-Dade County figures pulled Oct 8, 2026
- No limit on the dealer fee in Florida: no cap or benchmark amount is set in law.
flsenate.gov · checked Oct 2, 2026
- No electric or hybrid vehicle surcharge on the registration.
flsenate.gov · checked Oct 2, 2026
- No safety or emissions inspection fee for a passenger car.
flsenate.gov · checked Oct 2, 2026
- No limit on the trade-in credit.
flsenate.gov · checked Oct 2, 2026
- No limit on the dealer fee in Florida: no cap or benchmark amount is set in law.
flsenate.gov · checked Oct 2, 2026
- No electric or hybrid vehicle surcharge on the registration.
flsenate.gov · checked Oct 2, 2026
- No safety or emissions inspection fee for a passenger car.
flsenate.gov · checked Oct 2, 2026
- No limit on the trade-in credit.
flsenate.gov · checked Oct 2, 2026
- No limit on the dealer fee in Florida: no cap or benchmark amount is set in law.
flsenate.gov · checked Oct 2, 2026
- No electric or hybrid vehicle surcharge on the registration.
flsenate.gov · checked Oct 2, 2026
- No safety or emissions inspection fee for a passenger car.
flsenate.gov · checked Oct 2, 2026
- No limit on the trade-in credit.
flsenate.gov · checked Oct 2, 2026
Your $5,000.00 down covers the $2,397.74 in tax and fees first; $2,602.26 goes toward the price.
Your $5,000.00 down covers the $2,439.44 in tax and fees first; $2,560.56 goes toward the price.
Your $5,000.00 down covers the $2,430.74 in tax and fees first; $2,569.26 goes toward the price.
Illustrative rate, not a quote. Your APR depends on your credit, the term, the vehicle and the lender.
Illustrative rate, not a quote. Your APR depends on your credit, the term, the vehicle and the lender.
Illustrative rate, not a quote. Your APR depends on your credit, the term, the vehicle and the lender.
60 payments, last $580.11
72 payments, last $523.98
60 payments, last $569.55
cash down plus every payment
cash down plus every payment
cash down plus every payment
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
4 charges this total leaves out
4 charges this total leaves out
4 charges this total leaves out
What’s different in Florida
Florida calls it the sales and use tax.
flsenate.gov · checked Oct 2, 2026
A trade-in comes off the amount taxed at its full value, so only the difference is taxed.
flsenate.gov · checked Oct 2, 2026
Negative equity rolled into the new loan is not taxed. That point is not confirmed.
flsenate.gov · checked Oct 2, 2026
Florida’s law sets no figure for the predelivery service charge.
flsenate.gov · checked Oct 2, 2026
The county surtax applies only to the first $5,000 of the price, so the most it can add is the county rate times $5,000.
flsenate.gov · checked Oct 2, 2026
Worked examples
Each line below is worked by the same engine as the calculator, on the day this page was built (Nov 11, 2026).
A new car with a trade-in and negative equity
A new car at $32,700.00, with a trade-in allowed at $10,000.00 and $13,000.00 still owed, $5,000.00 down, financed at 5.90% for 60 months, bought from a dealer and registered in Miami-Dade County.
| Line | Amount |
|---|---|
| Price | $32,700.00 |
| Trade-in allowance | $10,000.00 |
| Still owed on the trade-in | $13,000.00 |
| Equity (negative if you owe more than it is worth) | −$3,000.00 |
| Taxable amount flrules.org · checked Oct 2, 2026 | $22,706.50 |
| Florida sales tax flsenate.gov · checked Oct 2, 2026 | $1,362.39 |
| County discretionary sales surtax floridarevenue.com · checked Oct 2, 2026 | $50.00 |
| Title fee flhsmv.gov · checked Oct 2, 2026 | $75.25 |
| Lemon Law fee flsenate.gov · checked Oct 2, 2026 | $2.00 |
| Lien recording fee flsenate.gov · checked Oct 2, 2026 | $2.00 |
| Registration, by net weight flhsmv.gov · checked Oct 2, 2026 | $45.60 |
| Initial registration fee flsenate.gov · checked Oct 2, 2026 | $225.00 |
| Original license plate fee flsenate.gov · checked Oct 2, 2026 | $28.00 |
| Tax collector branch fee, title flsenate.gov · checked Oct 2, 2026 | $0.50 |
| Tax collector branch fee, registration or plate transfer flsenate.gov · checked Oct 2, 2026 | $0.50 |
| New tire fee flrules.org · checked Oct 2, 2026 | $5.00 |
| New battery fee floridarevenue.com · checked Oct 2, 2026 | $1.50 |
| Out-the-door price | $34,497.74 |
| Cash down | $5,000.00 |
| Amount financed | $32,497.74 |
| Monthly payment | $626.76 |
| Interest over the loan | $5,108.05 |
| Total paid, interest included | $42,605.79 |
A used car from a dealer
A used car, model year 2022, at $21,500.00, $5,000.00 down, financed at 5.90% for 60 months, bought from a dealer and registered in Miami-Dade County.
| Line | Amount |
|---|---|
| Price | $21,500.00 |
| Taxable amount flrules.org · checked Oct 2, 2026 | $21,500.00 |
| Florida sales tax flsenate.gov · checked Oct 2, 2026 | $1,290.00 |
| County discretionary sales surtax floridarevenue.com · checked Oct 2, 2026 | $50.00 |
| Title fee, transfer of a Florida title flsenate.gov · checked Oct 2, 2026 | $75.25 |
| Lien recording fee flsenate.gov · checked Oct 2, 2026 | $2.00 |
| Registration, by net weight flhsmv.gov · checked Oct 2, 2026 | $45.60 |
| Initial registration fee flsenate.gov · checked Oct 2, 2026 | $225.00 |
| Original license plate fee flsenate.gov · checked Oct 2, 2026 | $28.00 |
| Tax collector branch fee, title flsenate.gov · checked Oct 2, 2026 | $0.50 |
| Tax collector branch fee, registration or plate transfer flsenate.gov · checked Oct 2, 2026 | $0.50 |
| Out-the-door price | $23,216.85 |
| Cash down | $5,000.00 |
| Amount financed | $18,216.85 |
| Monthly payment | $351.34 |
| Interest over the loan | $2,863.35 |
| Total paid, interest included | $26,080.20 |
The rules in Florida
| Rule | What it says |
|---|---|
| Name of the tax | sales and use tax flsenate.gov · checked Oct 2, 2026 |
| Florida sales tax | 6.00% of the taxable amount. A detail of that point is not confirmed. flsenate.gov · checked Oct 2, 2026 |
| County discretionary sales surtax | a local rate set by the buyer’s place, on the taxable amount floridarevenue.com · checked Oct 2, 2026 |
| Florida sales tax on service contracts | 6.00% of the amount it taxes flsenate.gov · checked Oct 2, 2026 |
| County discretionary sales surtax on service contracts | a local rate set by the buyer’s place, on the amount it taxes flsenate.gov · checked Oct 2, 2026 |
| What is taxed | Taxed: the vehicle price, the doc fee, other dealer fees on the order, accessories fitted before delivery, protection packages, loose items sold with the car and government fees. Not taxed: service contracts, GAP and prepaid maintenance. flrules.org · checked Oct 2, 2026 |
| Trade-in | A trade-in comes off the amount taxed at its full value, so only the difference is taxed. flsenate.gov · checked Oct 2, 2026 |
| Maker’s rebate | A maker’s rebate does not lower the amount taxed. flrules.org · checked Oct 2, 2026 |
| Dealer discount | A dealer discount lowers the amount taxed. flrules.org · checked Oct 2, 2026 |
| Negative equity | Negative equity rolled into the loan is not taxed. That point is not confirmed. flsenate.gov · checked Oct 2, 2026 |
| Doc fee | The law sets no figure for the predelivery service charge. flsenate.gov · checked Oct 2, 2026 |
| Title fee | $75.25 flhsmv.gov · checked Oct 2, 2026 |
| Title fee, transfer of a Florida title | $75.25 flsenate.gov · checked Oct 2, 2026 |
| Title fee, vehicle previously titled outside Florida | $85.25 flsenate.gov · checked Oct 2, 2026 |
| Registration, by net weight | worked from the rule a year flhsmv.gov · checked Oct 2, 2026 |
| Initial registration fee | $225.00. A detail of that point is not confirmed. flsenate.gov · checked Oct 2, 2026 |
| Private-party purchase | The 6% tax plus the surtax, paid to the county tax collector at titling. The surtax is the buyer’s residence county rate on the first $5,000. flsenate.gov · checked Oct 2, 2026 |
| Private-party price | The tax is on the sale price. If a party reports less than 80% of the average loan price, the department computes it on the average loan price, unless both parties sign Form DR-99A or give other proof. flsenate.gov · checked Oct 2, 2026 |
| Tax paid to another state | A credit for sales or use tax paid to another state, territory or DC, against the Florida use tax and surtax. No refund if the other state’s tax was higher, and none for tax paid to a foreign country. flrules.org · checked Oct 2, 2026 |
| New resident | No use tax if the vehicle was used in another state for 6 months or longer before it was brought in, with documentary proof. The $225 initial registration fee still applies. flsenate.gov · checked Oct 2, 2026 |
| New tire fee | $1 for each new tire, spare included, shown as its own line on the invoice and taxable. A used car pays it only if the dealer installed new tires. flrules.org · checked Oct 2, 2026 |
What has changed
· The rules on this page start here. Nothing earlier is loaded.
Questions people ask
How does Florida's county surtax work on a car?
On top of the state’s 6% tax, a county can add a discretionary sales surtax. It follows the county of the buyer’s residence address on the registration or title, not the dealer’s county. The surtax applies only to the first $5,000 of the sales amount, so the most it can add to a car is the county rate times $5,000: $50.00 in Miami-Dade, whose rate is 1%. County rates run from 0% to 2%, and a county’s rate can change only on January 1.
flsenate.gov · checked Oct 2, 2026
flsenate.gov · checked Oct 2, 2026
floridarevenue.com · checked Oct 2, 2026
Is the Florida dealer fee capped?
We found no dollar maximum for it in the statutes reviewed. Florida sets disclosure rules instead. It calls the fee a “predelivery service” charge, and a dealer who charges one must print on every document with that line a statement that the charge represents costs and profit to the dealer for items such as inspecting, cleaning and adjusting vehicles, and preparing documents related to the sale. An advertised price must include all fees the customer must pay, such as freight or destination and dealer preparation, but may leave out taxes, tags, registration and title fees. The dealer fee is taxed as part of the sales price.
flsenate.gov · checked Oct 2, 2026
floridarevenue.com · checked Oct 2, 2026
What fees do I pay for a first Florida license plate?
On a first registration you pay a title fee: $77.25 for a new car with no lien, electronic; $75.25 for the transfer of a Florida title; $85.25 if the car was last titled out of state. Noting a lien costs $2 more. You also pay the annual license tax by the car’s net weight: $14.50 under 2,500 pounds, $22.50 from 2,500 to 3,499 pounds, and $32.50 at 3,500 pounds or more, plus $13.10 of add-on fees. An original license plate costs $28, and there is an initial registration fee of $225 unless a plate is moved from a vehicle you disposed of. The tax collector may add a service charge of up to 50 cents.
flhsmv.gov · checked Oct 2, 2026
flsenate.gov · checked Oct 2, 2026
flsenate.gov · checked Oct 2, 2026
flhsmv.gov · checked Oct 2, 2026
flsenate.gov · checked Oct 2, 2026
floridarevenue.com · checked Oct 2, 2026
flsenate.gov · checked Oct 2, 2026
flsenate.gov · checked Oct 2, 2026
Does Florida give a trade-in tax credit?
Yes. When the trade-in is part of the same transaction with a registered dealer, its allowance comes off the sales price before the tax is figured, with no dollar limit. Selling your old car separately is not a trade-in, so it does not lower the tax. A private seller who is not a dealer may deduct only an aircraft, boat, mobile home or vehicle taken in trade.
flsenate.gov · checked Oct 2, 2026
Do rebates lower Florida sales tax on a car?
A factory rebate does not. A coupon or refund issued directly by the manufacturer is not treated as a reduction in the dealer’s selling price, so the tax is figured before the rebate. The state’s own example is a $5,000 car with a $500 factory rebate, taxed on $5,000. A discount the dealer gives at the moment of the sale does lower the price.
flrules.org · checked Oct 2, 2026