Idaho car sales tax calculator
The sales tax in Idaho is 6.00% of the taxable amount.
legislature.idaho.gov · checked Oct 3, 2026
By Mr. Voltage · Data checked Oct 3, 2026 · Page changed Oct 30, 2026
Where will you register the car?
Ada County, Idaho
Example quotes. Pick your place and type yours. Example: three quotes on one car in Ada County, Idaho. Pick your own place and type your quotes.
Your deals at a glance
| Deal | Payment | All-in |
|---|---|---|
| $575.07a month | $39,504.27so far | |
| $519.45a month | $42,400.71so far | |
| $562.36a month | $38,741.83so far |
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
Your numbers stay in this browser.
$575.07 a month · 60 payments
All-in $39,504.27 so far
$519.45 a month · 72 payments
All-in $42,400.71 so far
$562.36 a month · 60 payments
All-in $38,741.83 so far
Out-the-door $34,817.55 so far
so far: not including a doc fee yet. Enter your dealer’s.
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
Out-the-door $35,554.25 so far
so far: not including a doc fee yet. Enter your dealer’s.
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
Out-the-door $35,310.55 so far
so far: not including a doc fee yet. Enter your dealer’s.
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
New · 2026 · Gas · change
New or used
The sheet starts with a new car; each deal sets its own
Model year
A new car is the current or next model year
Fuel
Gas car. A battery-electric car pays $140 a year more and a plug-in hybrid $75; an ordinary hybrid nothing
Service contract required for the sale
Optional contracts, separately stated, are not taxed; a required one is
New · 2026 · Gas · change
New or used
The sheet starts with a new car; each deal sets its own
Model year
A new car is the current or next model year
Fuel
Gas car. A battery-electric car pays $140 a year more and a plug-in hybrid $75; an ordinary hybrid nothing
Service contract required for the sale
Optional contracts, separately stated, are not taxed; a required one is
New · 2026 · Gas · change
New or used
The sheet starts with a new car; each deal sets its own
Model year
A new car is the current or next model year
Fuel
Gas car. A battery-electric car pays $140 a year more and a plug-in hybrid $75; an ordinary hybrid nothing
Service contract required for the sale
Optional contracts, separately stated, are not taxed; a required one is
Idaho law sets no figure for this fee.
Idaho calls it a dealer document preparation fee.
files.dfm.idaho.gov · checked Oct 3, 2026
Idaho law sets no figure for this fee.
Idaho calls it a dealer document preparation fee.
files.dfm.idaho.gov · checked Oct 3, 2026
Idaho law sets no figure for this fee.
Idaho calls it a dealer document preparation fee.
files.dfm.idaho.gov · checked Oct 3, 2026
- No county or city tax on the car in Boise or anywhere else but the 23 resort cities: the 6% is the same across the state.
legislature.idaho.gov · checked Oct 3, 2026
- No minimum or maximum on the sales tax.
legislature.idaho.gov · checked Oct 3, 2026
- No yearly property tax on a car: the registration fee is in place of it.
legislature.idaho.gov · checked Oct 3, 2026
- No emissions or safety inspection fee: Ada County’s emissions testing ended on 2023-07-01.
deq.idaho.gov · checked Oct 3, 2026
- No separate lien fee when the lien is shown on the new title application (the $14 is for adding a lien to an existing title).
itd.idaho.gov · checked Oct 3, 2026
- No sales tax on the title and registration fees when they are separately stated, or on GAP insurance.
tax.idaho.gov · checked Oct 3, 2026
- No county or city tax on the car in Boise or anywhere else but the 23 resort cities: the 6% is the same across the state.
legislature.idaho.gov · checked Oct 3, 2026
- No minimum or maximum on the sales tax.
legislature.idaho.gov · checked Oct 3, 2026
- No yearly property tax on a car: the registration fee is in place of it.
legislature.idaho.gov · checked Oct 3, 2026
- No emissions or safety inspection fee: Ada County’s emissions testing ended on 2023-07-01.
deq.idaho.gov · checked Oct 3, 2026
- No separate lien fee when the lien is shown on the new title application (the $14 is for adding a lien to an existing title).
itd.idaho.gov · checked Oct 3, 2026
- No sales tax on the title and registration fees when they are separately stated, or on GAP insurance.
tax.idaho.gov · checked Oct 3, 2026
- No county or city tax on the car in Boise or anywhere else but the 23 resort cities: the 6% is the same across the state.
legislature.idaho.gov · checked Oct 3, 2026
- No minimum or maximum on the sales tax.
legislature.idaho.gov · checked Oct 3, 2026
- No yearly property tax on a car: the registration fee is in place of it.
legislature.idaho.gov · checked Oct 3, 2026
- No emissions or safety inspection fee: Ada County’s emissions testing ended on 2023-07-01.
deq.idaho.gov · checked Oct 3, 2026
- No separate lien fee when the lien is shown on the new title application (the $14 is for adding a lien to an existing title).
itd.idaho.gov · checked Oct 3, 2026
- No sales tax on the title and registration fees when they are separately stated, or on GAP insurance.
tax.idaho.gov · checked Oct 3, 2026
Your $5,000.00 down covers the $2,117.55 in tax and fees first; $2,882.45 goes toward the price.
Your $5,000.00 down covers the $2,159.25 in tax and fees first; $2,840.75 goes toward the price.
Your $5,000.00 down covers the $2,060.55 in tax and fees first; $2,939.45 goes toward the price.
Illustrative rate, not a quote. Your APR depends on your credit, the term, the vehicle and the lender.
Illustrative rate, not a quote. Your APR depends on your credit, the term, the vehicle and the lender.
Illustrative rate, not a quote. Your APR depends on your credit, the term, the vehicle and the lender.
60 payments, last $575.14
72 payments, last $519.76
60 payments, last $562.59
cash down plus every payment
cash down plus every payment
cash down plus every payment
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.
5 charges this total leaves out
5 charges this total leaves out
5 charges this total leaves out
What’s different in Idaho
Idaho calls it the sales tax.
legislature.idaho.gov · checked Oct 3, 2026
A trade-in comes off the amount taxed at its full value, so only the difference is taxed.
legislature.idaho.gov · checked Oct 3, 2026
Negative equity rolled into the new loan is not taxed.
files.dfm.idaho.gov · checked Oct 3, 2026
Idaho’s law sets no figure for the dealer document preparation fee.
files.dfm.idaho.gov · checked Oct 3, 2026
A maker’s rebate lowers the tax only when it is used at the sale, as a down payment or a cut in the price. A rebate you take later as a check does not.
legislature.idaho.gov · checked Oct 3, 2026
Worked examples
Each line below is worked by the same engine as the calculator, on the day this page was built (Nov 11, 2026).
A new car with a trade-in and negative equity
A new car at $32,700.00, with a trade-in allowed at $10,000.00 and $13,000.00 still owed, $5,000.00 down, financed at 5.90% for 60 months, bought from a dealer and registered in Ada County.
| Line | Amount |
|---|---|
| Price | $32,700.00 |
| Trade-in allowance | $10,000.00 |
| Still owed on the trade-in | $13,000.00 |
| Equity (negative if you owe more than it is worth) | −$3,000.00 |
| Taxable amount legislature.idaho.gov · checked Oct 3, 2026 | $22,700.00 |
| Idaho sales tax legislature.idaho.gov · checked Oct 3, 2026 | $1,362.00 |
| Title fee legislature.idaho.gov · checked Oct 3, 2026 | $14.00 |
| County title administration fee adacounty.id.gov · checked Oct 3, 2026 | $7.00 |
| Registration fee (by the car’s age) legislature.idaho.gov · checked Oct 3, 2026 | $69.00 |
| Emergency medical services fee legislature.idaho.gov · checked Oct 3, 2026 | $1.25 |
| Project CHOICE (State Police) fee legislature.idaho.gov · checked Oct 3, 2026 | $3.00 |
| County registration administration fee itd.idaho.gov · checked Oct 3, 2026 | $9.50 |
| Ada County Highway District registration fee (1 to 2 years old) achdidaho.org · checked Oct 3, 2026 | $40.00 |
| License plates (a new pair) legislature.idaho.gov · checked Oct 3, 2026 | $11.80 |
| Out-the-door price | $34,217.55 |
| Cash down | $5,000.00 |
| Amount financed | $32,217.55 |
| Monthly payment | $621.36 |
| Interest over the loan | $5,063.94 |
| Total paid, interest included | $42,281.49 |
A used car from a dealer
A used car, model year 2022, at $21,500.00, $5,000.00 down, financed at 5.90% for 60 months, bought from a dealer and registered in Ada County.
| Line | Amount |
|---|---|
| Price | $21,500.00 |
| Taxable amount legislature.idaho.gov · checked Oct 3, 2026 | $21,500.00 |
| Idaho sales tax legislature.idaho.gov · checked Oct 3, 2026 | $1,290.00 |
| Title fee legislature.idaho.gov · checked Oct 3, 2026 | $14.00 |
| County title administration fee adacounty.id.gov · checked Oct 3, 2026 | $7.00 |
| Registration fee (by the car’s age) legislature.idaho.gov · checked Oct 3, 2026 | $57.00 |
| Emergency medical services fee legislature.idaho.gov · checked Oct 3, 2026 | $1.25 |
| Project CHOICE (State Police) fee legislature.idaho.gov · checked Oct 3, 2026 | $3.00 |
| County registration administration fee itd.idaho.gov · checked Oct 3, 2026 | $9.50 |
| Ada County Highway District registration fee (3 to 7 years old) achdidaho.org · checked Oct 3, 2026 | $36.00 |
| License plates (a new pair) legislature.idaho.gov · checked Oct 3, 2026 | $11.80 |
| Out-the-door price | $22,929.55 |
| Cash down | $5,000.00 |
| Amount financed | $17,929.55 |
| Monthly payment | $345.80 |
| Interest over the loan | $2,818.12 |
| Total paid, interest included | $25,747.67 |
The rules in Idaho
| Rule | What it says |
|---|---|
| Name of the tax | sales tax legislature.idaho.gov · checked Oct 3, 2026 |
| Idaho sales tax | 6.00% of the taxable amount legislature.idaho.gov · checked Oct 3, 2026 |
| What is taxed | Taxed: the vehicle price, the doc fee, other dealer fees on the order, accessories fitted before delivery, protection packages and loose items sold with the car. Not taxed: GAP and government fees. Depends on the deal: service contracts and prepaid maintenance. legislature.idaho.gov · checked Oct 3, 2026 |
| Trade-in | A trade-in comes off the amount taxed at its full value, so only the difference is taxed. legislature.idaho.gov · checked Oct 3, 2026 |
| Maker’s rebate | A maker’s rebate lowers the amount taxed. legislature.idaho.gov · checked Oct 3, 2026 |
| Dealer discount | A dealer discount lowers the amount taxed. legislature.idaho.gov · checked Oct 3, 2026 |
| Negative equity | Negative equity rolled into the loan is not taxed. files.dfm.idaho.gov · checked Oct 3, 2026 |
| Doc fee | The law sets no figure for the dealer document preparation fee. files.dfm.idaho.gov · checked Oct 3, 2026 |
| Title fee | $14.00 legislature.idaho.gov · checked Oct 3, 2026 |
| County title administration fee | set by the county or place adacounty.id.gov · checked Oct 3, 2026 |
| Registration fee (by the car’s age) | worked from the rule a year legislature.idaho.gov · checked Oct 3, 2026 |
| Emergency medical services fee | $1.25 a year legislature.idaho.gov · checked Oct 3, 2026 |
| Project CHOICE (State Police) fee | $3.00 a year legislature.idaho.gov · checked Oct 3, 2026 |
| County registration administration fee | set by the county or place itd.idaho.gov · checked Oct 3, 2026 |
| Private-party purchase | The buyer pays the 6% tax to the county assessor at titling, on the gross sales price, with no trade-in credit. A sale between parents, children, grandparents, grandchildren or siblings is exempt unless the seller never paid tax. Title within 30 days or a $20 late penalty applies. files.dfm.idaho.gov · checked Oct 3, 2026 |
| Tax paid to another state | A credit for general sales or use tax paid to another state, up to the Idaho amount. If the other state’s tax was less, the buyer pays the difference. legislature.idaho.gov · checked Oct 3, 2026 |
| New resident | No use tax on a car owned and used outside Idaho before moving. A car acquired less than 90 days before moving in is presumed bought for use in Idaho. Title ($14 plus the county fee), registration and VIN inspection fees still apply. legislature.idaho.gov · checked Oct 3, 2026 |
| Ada County Highway District fee | $40 a year for a car 1 to 2 years old, $36 for 3 to 7 years and $24 over 7 years, for cars registered in Ada County. Authorized through December 31, 2028. achdidaho.org · checked Oct 3, 2026 |
| Resort city sales tax | None in Boise or Ada County. Resort cities of 10,000 people or fewer may adopt a local sales tax by a 60% vote; the Tax Commission lists 23. legislature.idaho.gov · checked Oct 3, 2026 |
| Electric and hybrid vehicle fees | An electric car pays $140 a year on top of registration and a plug-in hybrid $75. An ordinary hybrid pays nothing extra. legislature.idaho.gov · checked Oct 3, 2026 |
| Interest rate markup | We found no Idaho statute or rule that limits a dealer’s markup of the finance rate. That is the absence of a rule, not a quoted rule. legislature.idaho.gov · checked Oct 3, 2026 |
What has changed
· Watching: Ada County votes on 2026-11-03 on extending the Ada County Highway District’s registration fee to 2046 at the current rates, No change in the amounts either way before 2029-01-01; if it fails, the $24 to $40 line ends after 2028-12-31 unless the district tries again in 2028.
achdidaho.org · checked Oct 3, 2026
· The rules on this page start here. Nothing earlier is loaded.
Questions people ask
How does Idaho tax a car purchase?
Idaho taxes a car under its ordinary sales tax: 6% of the sales price. There is no separate vehicle tax. When a car is bought from a private seller or out of state, the matching use tax applies instead. A dealer collects the tax at signing and shows it on the title application, which is the proof you paid. The price taxed includes the destination charge, options, dealer add-ons and the doc fee. A trade-in allowance, a dealer discount and a maker’s rebate used at the sale come off it. Title and registration fees are not taxed when they are separately stated on the invoice.
legislature.idaho.gov · checked Oct 3, 2026
files.dfm.idaho.gov · checked Oct 3, 2026
legislature.idaho.gov · checked Oct 3, 2026
tax.idaho.gov · checked Oct 3, 2026
Is the Idaho dealer doc fee capped?
No. We found no dollar limit in Idaho law, and no presumed-reasonable amount either. The Transportation Department’s dealer rule asks for disclosure only: any documentation fee must be listed separately from other fees and identified to the buyer as a dealer document preparation fee that is subject to sales tax as part of the price of the vehicle. So the doc fee is taxed like the car. The same rule says the title fee must be shown as “TITLE FEE” at the exact amount the law requires, so it cannot carry anything extra. We found no Idaho rule that requires the same doc fee for cash and financed buyers; that point is not confirmed.
files.dfm.idaho.gov · checked Oct 3, 2026
tax.idaho.gov · checked Oct 3, 2026
Do trade-ins and rebates lower Idaho sales tax?
Yes. A trade-in allowance comes off the price before tax at its full value, with no dollar limit. It counts when the dealer takes the trade into its resale stock, both cars are on the sales papers, it is one transaction and you own the trade. If the trade is worth more than the car you buy, the taxable price falls to zero. If you still owe on the trade, the full allowance still comes off. The payoff rolled into the new loan is not taxed and does not shrink the credit. A maker’s rebate lowers the tax when it is used at the sale as a down payment or a price cut, and the invoice must show it that way. A rebate you take later as a check does not. A dealer discount lowers the tax too. A “dealer rebate” that the maker pays the dealer back for is not a dealer discount and stays taxed.
legislature.idaho.gov · checked Oct 3, 2026
files.dfm.idaho.gov · checked Oct 3, 2026
What do title and registration cost in Idaho?
The state title fee is $14, plus the county’s title administration fee. Ada County’s is $7.00, so a title there is $21.00 in all. Registration is a flat yearly fee by the car’s age, not its weight or value: $69 for a car 1 or 2 years old, $57 for 3 to 6 years and $45 for 7 or more. Each year adds a $1.25 emergency medical services fee, a $3.00 Project CHOICE fee and the county’s registration administration fee, which is $9.50 in Ada County. Ada County also adds its highway district’s fee: $40, $36 or $24 a year by the car’s age. Ada County votes on November 3, 2026 on extending it to 2046 at the same rates; nothing changes before 2029 either way. A new pair of standard plates is $11.80 as the Transportation Department charges it. The law explains only $3.75 a plate, so where the rest comes from is not confirmed. You may register for two years at double the yearly fees, except the county’s administration fee.
legislature.idaho.gov · checked Oct 3, 2026
legislature.idaho.gov · checked Oct 3, 2026
legislature.idaho.gov · checked Oct 3, 2026
legislature.idaho.gov · checked Oct 3, 2026
itd.idaho.gov · checked Oct 3, 2026
achdidaho.org · checked Oct 3, 2026
legislature.idaho.gov · checked Oct 3, 2026
I bought a car out of state or from a private seller. What do I pay in Idaho?
An Idaho resident who buys from an out-of-state dealer pays Idaho’s 6% use tax to the county assessor when titling, less credit for sales tax paid to the other state. If that was less, you pay the difference. No credit is given where the other state has no general sales tax, such as Alaska, Montana or Oregon. No title or registration is issued until the tax is paid, and an out-of-state title needs a $5 VIN inspection. A private sale pays the same 6% to the county assessor at titling, on the price on the bill of sale, with no trade-in credit. Without a bill of sale, the tax is on the average-condition trade-in value in the J.D. Power used car guide. A sale between close family members is exempt unless the seller never paid tax on the car. Title within 30 days, or a $20 late penalty applies.
legislature.idaho.gov · checked Oct 3, 2026
files.dfm.idaho.gov · checked Oct 3, 2026
Is there a local car sales tax in Idaho?
Not in Boise or Ada County. Resort cities of 10,000 people or fewer may adopt their own local sales tax by a 60% vote, and the Tax Commission lists 23 of them, among them Ketchum, McCall, Sandpoint and Sun Valley. Some limit their tax to lodging, alcohol by the drink and restaurant food, and the list gives no rates. Whether a resort-city tax follows the dealer or the buyer, and which cities tax cars, is not confirmed, so this calculator does not include those taxes. There is no yearly property tax on a car in Idaho: the registration fee is in place of it. Ada County’s emissions testing ended on July 1, 2023.
legislature.idaho.gov · checked Oct 3, 2026
tax.idaho.gov · checked Oct 3, 2026
legislature.idaho.gov · checked Oct 3, 2026
deq.idaho.gov · checked Oct 3, 2026