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Wisconsin car sales tax calculator

The sales and use tax in Wisconsin is the state’s 5.00% plus a local rate that depends on the place, of the taxable amount.

docs.legis.wisconsin.gov · checked Oct 3, 2026

By · Data checked Oct 20, 2026 · Page changed Oct 30, 2026

Where will you register the car?

Milwaukee, Milwaukee County, Wisconsin

Trading in a car?

Example quotes. Pick your place and type yours.

Your deals at a glance

DealPaymentAll-in
$591.62a month$40,497.45so far
$534.27a month$43,467.38so far
$581.08a month$39,864.52so far

Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.

Your numbers stay in this browser.

A
Example: 60 months

$591.62 a month · 60 payments

All-in $40,497.45 so far

B
Example: 72 months, protection package

$534.27 a month · 72 payments

All-in $43,467.38 so far

C
Example: maker’s rebate

$581.08 a month · 60 payments

All-in $39,864.52 so far

Out-the-door $35,675.80 so far

  • so far: not including a doc fee yet. Enter your dealer’s.

Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.

Out-the-door $36,425.71 so far

  • so far: not including a doc fee yet. Enter your dealer’s.

Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.

Out-the-door $36,269.25 so far

  • so far: not including a doc fee yet. Enter your dealer’s.

Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.

Paying with
Paying with
Paying with
About the car
Gas · change

Fuel

Gas car. A hybrid or plug-in hybrid pays $75 a year more to register, an electric car $175

About the car
Gas · change

Fuel

Gas car. A hybrid or plug-in hybrid pays $75 a year more to register, an electric car $175

About the car
Gas · change

Fuel

Gas car. A hybrid or plug-in hybrid pays $75 a year more to register, an electric car $175

Vehicle price, with destination
Vehicle price, with destination
Vehicle price, with destination
Doc fee

Wisconsin law sets no figure for this fee.

Wisconsin calls it a additional service fee.

docs.legis.wisconsin.gov · checked Oct 3, 2026

Doc fee

Wisconsin law sets no figure for this fee.

Wisconsin calls it a additional service fee.

docs.legis.wisconsin.gov · checked Oct 3, 2026

Doc fee

Wisconsin law sets no figure for this fee.

Wisconsin calls it a additional service fee.

docs.legis.wisconsin.gov · checked Oct 3, 2026

Add-ons, rebates and other charges
Add-ons, rebates and other charges
Add-ons, rebates and other charges
Tax and government fees
Tax and government fees
Tax and government fees
Out-the-door total$35,675.80 so far
Out-the-door total$36,425.71 so far
Out-the-door total$36,269.25 so far
Cash down

Your $5,000.00 down covers the $2,975.80 in tax and fees first; $2,024.20 goes toward the price.

Cash down

Your $5,000.00 down covers the $3,030.71 in tax and fees first; $1,969.29 goes toward the price.

Cash down

Your $5,000.00 down covers the $3,019.25 in tax and fees first; $1,980.75 goes toward the price.

Rate (APR)
Rate (APR)
Rate (APR)

Illustrative rate, not a quote. Your APR depends on your credit, the term, the vehicle and the lender.

Illustrative rate, not a quote. Your APR depends on your credit, the term, the vehicle and the lender.

Illustrative rate, not a quote. Your APR depends on your credit, the term, the vehicle and the lender.

Term (months)
Term (months)
Term (months)
Monthly payment$591.62 so far

60 payments, last $591.87

Monthly payment$534.27 so far

72 payments, last $534.21

Monthly payment$581.08 so far

60 payments, last $580.80

Amount financed, interest and loan details
Amount financed, interest and loan details
Amount financed, interest and loan details
All-in
All-in total$40,497.45 so far

cash down plus every payment

All-in total$43,467.38 so far

cash down plus every payment

All-in total$39,864.52 so far

cash down plus every payment

Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.

Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.

Estimate. Your dealer’s buyer’s order and your lender’s disclosures are the numbers that count. Check them against this.

Not in this total
5 charges this total leaves out
Not in this total
5 charges this total leaves out
Not in this total
5 charges this total leaves out
Deal A: $591.62 a month, $40,497.45 all-in so far. Deal B: $534.27 a month, $43,467.38 all-in so far. Deal C: $581.08 a month, $39,864.52 all-in so far.

What’s different in Wisconsin

Worked examples

Each line below is worked by the same engine as the calculator, on the day this page was built (Nov 11, 2026).

A new car with a trade-in and negative equity

A new car at $32,700.00, with a trade-in allowed at $10,000.00 and $13,000.00 still owed, $5,000.00 down, financed at 5.90% for 60 months, bought from a dealer and registered in Wisconsin’s example market.

A new car with a trade-in and negative equity
LineAmount
Price$32,700.00
Trade-in allowance$10,000.00
Still owed on the trade-in$13,000.00
Equity (negative if you owe more than it is worth)−$3,000.00
Sales price

docs.legis.wisconsin.gov · checked Oct 3, 2026

$22,700.00
Wisconsin state sales tax (5%)

docs.legis.wisconsin.gov · checked Oct 3, 2026

$1,135.00
County sales tax

revenue.wi.gov · checked Oct 3, 2026

$204.30
City of Milwaukee sales tax

docs.legis.wisconsin.gov · checked Oct 3, 2026

$454.00
Certificate of title

docs.legis.wisconsin.gov · checked Oct 3, 2026

$207.00
Supplemental title fee

docs.legis.wisconsin.gov · checked Oct 3, 2026

$7.50
Security interest (lien) notation

docs.legis.wisconsin.gov · checked Oct 3, 2026

$10.00
License plates (two, $6 each)

docs.legis.wisconsin.gov · checked Oct 3, 2026

$12.00
Registration (automobile)

docs.legis.wisconsin.gov · checked Oct 3, 2026

$85.00
Milwaukee County wheel tax

wisconsindot.gov · checked Oct 20, 2026

$30.00
City of Milwaukee wheel tax

wisconsindot.gov · checked Oct 20, 2026

$41.00
Out-the-door price$34,885.80
Cash down$5,000.00
Amount financed$32,885.80
Monthly payment$634.25
Interest over the loan$5,168.96
Total paid, interest included$43,054.76

A used car from a dealer

A used car, model year 2022, at $21,500.00, $5,000.00 down, financed at 5.90% for 60 months, bought from a dealer and registered in Wisconsin’s example market.

A used car from a dealer
LineAmount
Price$21,500.00
Sales price

docs.legis.wisconsin.gov · checked Oct 3, 2026

$21,500.00
Wisconsin state sales tax (5%)

docs.legis.wisconsin.gov · checked Oct 3, 2026

$1,075.00
County sales tax

revenue.wi.gov · checked Oct 3, 2026

$193.50
City of Milwaukee sales tax

docs.legis.wisconsin.gov · checked Oct 3, 2026

$430.00
Certificate of title

docs.legis.wisconsin.gov · checked Oct 3, 2026

$207.00
Supplemental title fee

docs.legis.wisconsin.gov · checked Oct 3, 2026

$7.50
Security interest (lien) notation

docs.legis.wisconsin.gov · checked Oct 3, 2026

$10.00
License plates (two, $6 each)

docs.legis.wisconsin.gov · checked Oct 3, 2026

$12.00
Registration (automobile)

docs.legis.wisconsin.gov · checked Oct 3, 2026

$85.00
Milwaukee County wheel tax

wisconsindot.gov · checked Oct 20, 2026

$30.00
City of Milwaukee wheel tax

wisconsindot.gov · checked Oct 20, 2026

$41.00
Out-the-door price$23,591.00
Cash down$5,000.00
Amount financed$18,591.00
Monthly payment$358.55
Interest over the loan$2,922.14
Total paid, interest included$26,513.14

The rules in Wisconsin

The rules in Wisconsin
RuleWhat it says
Name of the tax

sales and use tax

revenue.wi.gov · checked Oct 3, 2026

Wisconsin state sales tax (5%)

5.00% of the taxable amount

docs.legis.wisconsin.gov · checked Oct 3, 2026

County sales tax

a local rate set by the buyer’s place, on the taxable amount

revenue.wi.gov · checked Oct 3, 2026

City of Milwaukee sales tax

a local rate set by the buyer’s place, on the taxable amount

docs.legis.wisconsin.gov · checked Oct 3, 2026

What is taxed

Taxed: the vehicle price, the doc fee, other dealer fees on the order, accessories fitted before delivery, protection packages, loose items sold with the car, service contracts and prepaid maintenance. Not taxed: GAP and government fees.

docs.legis.wisconsin.gov · checked Oct 3, 2026

Trade-in

A trade-in comes off the amount taxed at its full value, so only the difference is taxed.

docs.legis.wisconsin.gov · checked Oct 3, 2026

Maker’s rebate

A maker’s rebate does not lower the amount taxed.

revenue.wi.gov · checked Oct 3, 2026

Dealer discount

A dealer discount lowers the amount taxed.

revenue.wi.gov · checked Oct 3, 2026

Negative equity

Negative equity rolled into the loan is not taxed.

revenue.wi.gov · checked Oct 3, 2026

Doc fee

The law sets no figure for the additional service fee.

docs.legis.wisconsin.gov · checked Oct 3, 2026

Certificate of title

$207.00

docs.legis.wisconsin.gov · checked Oct 3, 2026

Supplemental title fee

$7.50

docs.legis.wisconsin.gov · checked Oct 3, 2026

Registration (automobile)

$85.00 a year. That point is not confirmed.

docs.legis.wisconsin.gov · checked Oct 3, 2026

Private-party purchase

Yes. The state’s 5% plus the county and city tax where the car is kept, 7.9% in the City of Milwaukee, paid by the buyer to WisDOT before titling.

docs.legis.wisconsin.gov · checked Oct 3, 2026

Family transfer

Exempt when sold to a spouse, parent, stepparent, child, stepchild or in-law, if the car was titled to the seller and the seller is not a dealer.

docs.legis.wisconsin.gov · checked Oct 3, 2026

Tax paid to another state

A credit for state and local sales or use tax legally paid to another state or DC, up to the Wisconsin amount.

docs.legis.wisconsin.gov · checked Oct 3, 2026

New resident

No use tax on a car bought for personal use 90 days or more before moving in with a change of domicile. Otherwise use tax, less credit for the other state’s tax.

docs.legis.wisconsin.gov · checked Oct 3, 2026

Electric and hybrid fees

An electric car adds $175 a year to the registration ($100 and an additional $75); a hybrid adds $75 a year.

docs.legis.wisconsin.gov · checked Oct 3, 2026

Finance rate ceiling

None. A retail installment sale made after October 31, 1984, is not subject to any maximum finance charge limit.

docs.legis.wisconsin.gov · checked Oct 3, 2026

What has changed

  1. · Watching: County and city tax rates change only on the first day of a quarter; the Streamlined Sales Tax Governing Board posts the next quarter’s Wisconsin rate file before it starts, The January 2027 file should show the same county rates and Milwaukee’s 2%.

    wisconsindot.gov · checked Oct 3, 2026

  2. · Watching: A wheel tax is set and changed by local ordinance; WisDOT’s list shows the City of Milwaukee at $41 and Milwaukee County at $30, The list should still show both at those amounts.

    wisconsindot.gov · checked Oct 20, 2026

  3. · The rules on this page start here. Nothing earlier is loaded.

Questions people ask

How does Wisconsin tax a car, and which county and city taxes apply?

Wisconsin has no special car tax. A car pays the general sales and use tax: the state’s 5%, plus a county tax and, in the City of Milwaukee, a city tax. The county and city taxes follow where the car will be customarily kept, which is the buyer’s address, not the dealer’s. Most counties charge 0.5%. Milwaukee County charges 0.9%, and Waukesha and Winnebago counties charge none. The City of Milwaukee’s 2.0% is the only city sales tax in the state, so a car kept in the city pays 7.9% in all. The dealer collects all three at the sale. The tax is on the price with delivery and prep, the doc fee, add-ons and a service contract, less a trade-in. A premier resort area tax does not reach a car dealer’s sales.

docs.legis.wisconsin.gov · checked Oct 3, 2026

revenue.wi.gov · checked Oct 3, 2026

docs.legis.wisconsin.gov · checked Oct 3, 2026

revenue.wi.gov · checked Oct 3, 2026

revenue.wi.gov · checked Oct 3, 2026

docs.legis.wisconsin.gov · checked Oct 3, 2026

docs.legis.wisconsin.gov · checked Oct 3, 2026

docs.legis.wisconsin.gov · checked Oct 20, 2026

Is there a limit on the Wisconsin dealer doc fee?

We found no dollar limit in Wisconsin law. Wisconsin calls the doc fee a service fee: a dealer may charge it for completing sales-related inspections or forms required by law, if it has made full disclosure. The rule says the fee is not required by law and must be reasonable, and WisDOT reserves the right to audit fees to see whether they are. Once disclosed, the fee may not be increased, but it may be reduced. An ad may leave it out of the price only if the ad clearly says the price does not include the optional service fee. The fee is taxed. Separately, a dealer that uses an outside vendor’s system may charge an optional electronic processing fee of up to $38, which is not taxed. Complaints go to WisDOT’s Dealer and Agent Section.

docs.legis.wisconsin.gov · checked Oct 3, 2026

revenue.wi.gov · checked Oct 3, 2026

wisconsindot.gov · checked Oct 3, 2026

wisconsindot.gov · checked Oct 14, 2026

Do a trade-in and a rebate lower Wisconsin sales tax on a car?

A trade-in does, in full, with no cap, if the sale and the trade-in are one transaction. Selling your old car separately gives no credit, and neither do insurance proceeds for a totalled car. A trade-in worth more than the new car brings the taxable amount to zero, but the extra cannot offset a service contract sold with it. If you owe more than the trade-in is worth, the full allowance still comes off, and the debt the dealer takes on is not taxed. A maker’s rebate does not lower the tax: you still owe tax on the rebate’s amount. A dealer’s own discount, coupon or rebate does lower it.

docs.legis.wisconsin.gov · checked Oct 3, 2026

revenue.wi.gov · checked Oct 3, 2026

What are Milwaukee's wheel taxes, and do other Wisconsin places charge one?

A wheel tax is a yearly flat registration fee a municipality or county can set for cars customarily kept there. WisDOT collects it at the first registration and at each renewal. The City of Milwaukee charges $41 and Milwaukee County $30, and a car kept in the city pays both. WisDOT’s list names many other places with a wheel tax, but they are not in our tables yet, so we have no figure for them. Outside the City of Milwaukee, the calculator shows a wheel tax line marked not included, with no amount. Check WisDOT’s list of current wheel tax jurisdictions for yours.

wisconsindot.gov · checked Oct 20, 2026

What do title and registration cost in Wisconsin?

The first title is $207, plus a supplemental title fee of $7.50. The title fee rose from $157 on October 1, 2025. Registration for an automobile is $85 a year. The amount is in the statute; the date it took effect is not confirmed. New plates cost $6 each, $12 for two, and are not charged when plates are transferred. Noting a lien on the title is $10. A hybrid adds $75 a year, and an electric car adds $175: a surcharge of $100 and an additional $75. Any wheel tax where the car is kept comes on top.

docs.legis.wisconsin.gov · checked Oct 3, 2026

docs.legis.wisconsin.gov · checked Oct 3, 2026

docs.legis.wisconsin.gov · checked Oct 3, 2026

I bought a car out of state. What do I pay in Wisconsin?

A Wisconsin resident owes Wisconsin state, county and city use tax, for where the car is kept, when titling it, less credit for sales or use tax properly paid to another state. The credit covers state and local tax paid in another state or DC, up to the Wisconsin amount, but not tax paid to another country. A Wisconsin dealer that delivers the car outside the state as a courtesy delivery still collects the state and local use tax. A new resident owes no use tax on a car bought for personal use 90 days or more before moving in with a change of domicile. The title, at $214.50, and registration still apply. A nonresident who buys from a Wisconsin dealer and takes the car out of the state is exempt.

revenue.wi.gov · checked Oct 3, 2026

docs.legis.wisconsin.gov · checked Oct 3, 2026

docs.legis.wisconsin.gov · checked Oct 3, 2026

docs.legis.wisconsin.gov · checked Oct 3, 2026